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EquitySelect is a loan designed for those thinking about or in Retirement

Get the funds you need with low monthly payment plans, our unique payment cap that keeps your payments low as you draw funds, and it’s easier to qualify for:
EquitySelect is a home equity line of credit which gives the option for the borrower to make monthly payments that are less than the interest accrued. If the monthly payment does not cover the monthly interest due, any deficiency will be added to the loan balance which will result in a balloon payment when the loan term ends or when paid off, if earlier.

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65 years
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Corporate Headquarters

HighTechLending Inc – NMLS #7147
 2030 Main St. #500
Irvine, CA 92614
866-801-0501
(Not for use by New York borrowers)
ACT@hightechlending.com

Affiliations

Compliance

“This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.”

HighTechLending Inc, doing business as American Senior Lending is an Equal Housing Lender, NMLS ID #7147 (www.nmlsconsumeraccess.org).
2030 Main Street, Suite #500, Irvine, CA 92614.

DISCLAIMER:
HighTechLending, Inc. is an Equal Opportunity Lender, acting under the following trade names: American Senior and American Senior Lending. NMLS: #7147, 2030 Main Street, Suite #500, Irvine, CA 92614. AZ Mortgage Banker License # 0912577; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License #4130937; CO Mortgage Company Registration – Regulated by the Division of Real Estate; FL Mortgage Lender Servicer License #MLD1409; OR Mortgage Lending License #ML-4386 and Servicer License #MS-139; UT Residential First Mortgage Notification and Mortgage Entity License #8874117. 

EquitySelect is a home equity line of credit (HELOC) mortgage loan. Monthly payments may not cover all accrued interest, and unpaid interest is added to the balance, resulting in a balloon payment at the end of the term or upon payoff. There is a required minimum initial draw of $75,000 or 50% of the credit line for 1st-liens (80% for 2nd-liens), whichever is greater. The draw period lasts seven years for 1st liens (five years for 2nd liens) and no additional draws can be made after that. Interest Rate is based on Secured Overnight Financing Rate (SOFR) Index + Margin (APR). APR excludes loan fees, points and similar charges relating to opening, renewing, or continuing the account.

**FOR PROFESSIONAL USE ONLY** This is a business to business communication and is intended for industry professionals only. THIS WEBSITE IS NOT DIRECTED AT CONSUMERS.

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