Wipe Out High-Interest Debt — Keep Your Home
Roll credit cards, loans, and other debts into one low monthly payment using your home’s equity. Learn how Equity Select may work for you.
Estimate Your Equity Select Eligibility
EquitySelect is Designed for High-Equity Homeowners Who Seek Additional Funds For Home Improvement Projects
- Flexible Terms up to 40 years
- Works for Retirees & Self-Employed Borrowers
- Faster Access to Funds Than Many HELOCs
- Can Consolidate Other Debts at the Same Time
Real World Scenario: Reducing Monthly Payments by Thousands
One of our recent Equity Select clients came to us juggling a first mortgage, a HELOC, and high-interest debt — monthly payments stacked up to over $4,400.
By consolidating everything into a single Equity Select loan, their first payment dropped to under $500. Even after taking out an additional $147,000 available to them with Equity Select, their minimum monthly payment will be lower than $950 per month for the next 40 years!
That means they’ve unlocked predictable, capped payments and are saving over $3,000 every month compared to where they started.
That means $3,000+ in monthly savings — money they can now use for retirement, home improvement, or just breathing easier.
The Result:
- Thousands saved every month
- Predictable capped payments
- Freedom to stay in the home they love
Frequently Asked Questions
Can I really consolidate all my debts into one loan?
Yes, we can combine your mortgage, credit cards, personal loans, and more into a single payment.
What if my credit score isn’t perfect?
Equity Select looks beyond just your credit score, and you may still qualify even if other lenders say no.
Will this lower my interest rates?
In many cases, yes, especially if you’re carrying high-interest credit card or personal loan debt.
YOU MAY STILL QUALIFY - EVEN IF YOU'VE BEEN DENIED ELSEWHERE
We built Equity Select as a smart solution for consolidating debt and reducing monthly expenses. Low income? High Debt-To-Income? Retirement age? We have you covered.
EQUITYSELECT HELPS YOU DO MORE WITH YOUR HOME EQUITY
Pay Off High Interest Credit Cards
Fund Long-Term Care
Help a Family Member
Supplement Retirement Income
Take Your Dream Vacation
Home Improvements
EQUITY SELECT MAKES IT EASIER TO QUALIFY
- No rigid income hurdles
- Designed with future or current retirees in mind
- Equity Select is the smarter, more flexible way to unlock your equity
